December 25, 2025The Manger
Relience Insurance Limited
New Elephant Road, Dhaka.
Dear Sir,
The purpose of this letter is to request full reimbursement for my family's personal property that was destroyed on 5th July 2022. The total value of the items that were deemed a total loss is TK. 5,00,000. As you know, we have answered every request for information from your company. We have made the property available for inspection multiple times and cooperated fully in providing documentation of our losses.
We understand that the policy of Reliance Insurance Ltd. is to hold back full payment until after we replace each item and submit receipts. We have every intention of replacing all the items in our home to restore it as it was prior to July 2, 2025 Our personal belongings were in very good condition at time of the loss, and we have pictures to prove that your company has applied excessive depreciation in calculating the actual cash value of our property.
We are anxious to put this painful experience behind us, get back into our home, and restore our household. Having to continually submit receipts to you seems unfairly time-consuming and emotionally painful.
We are asking your company to make a fair settlement offer on our personal property claim in the amount of the reasonable replacement value of our complete inventory list, less what we have already received. Please give this request full consideration and respond no later than January 10, 2025.
I look forward to Reliance's timely response. Thank you for your anticipated cooperation in this matter.
Sincerely
Abdul Alim
alim99@gmail.com
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